Mama to b - Independent Chartered Insurance Brokers in Belfast and Leeds

• This product will only cover trips ending 4 weeks before the expected date of birth for single pregnancies and 8 weeks before expected date of birth for multiple pregnancies
• This product will only cover trips starting and ending in the UK - it will not cover one way trips
• This product will only cover you if you are registered with a GP in the UK
• This product will not cover trips which have already started
• It is important to read and understand the medical declaration before purchasing cover

Key facts and full policy wording are available for you to view and download before purchasing.

Please read our FAQ's below.

IMPORTANT - Please note that there will be an update to pricing from 1st September 2018 quotes are not guaranteed and are only valid for the period of a valid session, to safeguard pricing please complete your transaction before the pricing change on this date.

Please note that you will be redirected to a third party website. We cannot control the content of third party websites.

1. Does this policy cover pregnancy?
   Yes it covers Medical expenses for pregnancy related claims which do not relate to a pre-existing condition and that are not routine, the policy considers pregnancy related incidents that require emergency medical attention within the dates of the pregnancy specified in the policy as covered under the Medical Expenses section. See the pregnancy specific endorsements in our policy wording and key facts (Please refer to the pages at the end of the document)
2. Does it cover my unborn child?
   The policy extends to cover the infant if born abroad and the medical expenses and repatriation costs subject to the limits of the mothers policy and within the same terms.
3. Does it cover my partner or travelling companions?
   If they are also covered under this policy, if not then they will need to ensure that their travel insurance covers pregnancy related claims
4. Do I need a fit to fly letter from a doctor or midwife?
   Yes, there will be no cover granted by the policy if you are travelling against medical advice. The fit to fly letter should be sought around 7 days before your travel and is just evidence that you have been deemed fit to travel by a medical practitioner (This can be doctor or Midwife). Should a new medical issue come to light that was not pre existing when the policy was purchased, this can be referred to the medical helpline. Should a new medical issue come to light that was not pre existing when the policy was purchased and your medical practitioner has advised against travel, a claim can be pursued under the cancellation cover under this policy.
5. Does the policy cover cancellation because of my pregnancy?
   Yes, if you become medically unfit to travel after you have taken the policy out but before you travel.
6. If I take an annual policy can I add my child on once born?
   Yes we can do this following birth, free of charge up until renewal.
7. Who do I contact in the event of a claim? (For polices bought before the 1st June 2016)
   Please contact the claims helplines below:- : Non emergency number is 0845 8123441 - this is for non-emergency claims like cancellation Emergency Claims assistance line is 02079027405 or from abroad 00 44 2079027405 - this is 24 hours and is for claims whilst you are away.
8. Who do I contact in the event of a claim? (For polices bought After the 1st June 2016)
   Please contact the helplines below:- Non emergency number is 01623 683585 - this is for non-emergency claims like cancellation. Emergency Claims assistance line is 020 7902 7123 or from abroad 00 44 2079027123 - this is 24 hours and is for claims whilst you are away.
9. What is the position of the policy in relation to Zika?
   Our stance on Zika was published in our advice note in February https://www.ravenhallgroup.co.uk/zika-virus-travelling-whilst-pregnant/ the policy will not cover any Zika Related cancellation claims for trips booked following the post.